It’s quite often that we receive calls from prospecting clients who are new to Saskatoon, Saskatchewan and Canada and wish to buy a home for their family. In the mortgage industry, lenders have different programs and will look for different specifications for each client.

So you’ve found the condo or house of your dreams and you want to make an offer. The Agreement of Purchase and Sale is the official document that includes the terms and conditions of your offer. Do you need a financing condition?

If you are planning to get a mortgage in the near future, it is best to be prepared. Being prepared and having the right documents and information ready to present to your Mortgage Associate when you first meet can save tons of time, speed up the process and make things go smoothly.